Spend less, save more, and get in tune with your overall financial health with these Chipotle benefits and programs.
The SoFi at Work Financial Dashboard empowers you to track your spending, monitor credit scores, create budgets, and manage debt. Additionally, the dashboard provides access to educational resources, personalized financial planning, and refinancing options, helping you make informed decisions and achieve your financial goals.
Use the dashboard to stay in tune (and improve) your overall financial wellness.
A Flexible Spending Account (FSA) lets you set aside pre-tax dollars for eligible healthcare, dependent care, and commute/parking expenses, reducing your taxable income and increasing your take-home pay. By using an FSA to cover routine medical costs, prescriptions, or childcare, you can save money throughout the year, freeing up funds to invest, pay down debt, or build your savings.
Chipotle provides you with the following FSA options:
Your contributions are pre-tax, so if you contribute $1,000 and are in the 22% tax bracket, you would save $220 that would have otherwise been deducted for taxes. You can then use that $1,000 on eligible out-of-pocket expenses throughout the year.
When it comes to your 401(k), the earlier you start, the better. A 401(k) plan lets you contribute dollars from your paycheck toward your retirement, providing tax advantages while helping you build long-term savings.
For Staff members who achieve one year of employment and 1,000 hours of service, Chipotle contributes a matching contribution of 4% of your eligible salary, boosting your retirement growth.
Those enrolled in the Anthem CDHP may be eligible for a Health Savings Account (HSA). An HSA combines a higher deductible (what you pay before the plan covers a portion of costs) with lower per-paycheck premiums and the tax advantages of an HSA.
Unlike other accounts, HSA funds roll over year to year and can be invested, giving your savings the potential to grow for future healthcare needs—or even retirement. By combining tax savings, investment growth, and healthcare spending flexibility, an HSA is a powerful tool to support both your short-term and long-term financial wellness.
Become an owner of Chipotle by purchasing shares of common stock. Staff employees with at least one year of uninterrupted service are invited to purchase whole or fractional shares starting at as little as 1% of your paycheck.
Visit shareowneronline.com or call 855- 598-5490 to enroll.
Cred.ai Pro replaces your debit card, provides faster access to your paycheck, and helps optimize your credit automatically. Simply useCred.ai Pro as your direct deposit account and spend as usual. Cred.ai’s Credit Optimizer works in the background to improve your credit, making it easier to refinance loans, buy a car, or rent an apartment.
Features include a secure self-destructing virtual card, merchant controls, automatic fraud detection, 24/7 support, access to 55k+ATMs, $250k FDIC insurance, and a guarantee to never pay fees or interest, all through the limited-edition Unicorn Visa Card.
Save money by spending less. Chipotle provides you:
